Know your rights and what to do when a debt collector – someone who is paid to collect your debt – comes calling.
Find out the risks when one family member asks another family member to finance or act as guarantor on their debts.
Decide which bills to pay first, how to get help to pay them, and how to prevent your debt from escalating.
Bankruptcy is a legal process that releases you from most of your debt, but it can have serious consequences.
A debt agreement is where all parties agree on a repayment towards a specific debt – but there are pros and cons.
Car repossession is traumatic and can affect your work, earning potential and family. Know what to do if you can't keep up with your loan repayments.
If you cannot pay your electricity bill, contact your energy provider as soon as possible – they may be able to come to an arrangement.
A budget is one of the most important tools to get your finances under control. Find out how to create one and stick to it.
Financial hardship can affect anyone, at any time – but don't despair. The government has several initiatives to help you get back on track.
Financial pressure can leave you feeling isolated and stressed, but there are steps you can take to get your situation under control.
The more information you can share with your financial counsellor, the better their understanding of your situation. Here's what to consider.